Bankruptcy Law Practice Areas
- Bankruptcy
- Foreclosure
- Repossession
- Chapter 7
- Chapter 13
- Debt Negotiations
- Creditor Harassment
- Collections
- And more
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Law Office of Todd Whiteley - Modesto and Stockton, CA
What is Bankruptcy?
Bankruptcy is federal law designed to give debtors a "fresh start." In many cases, bankruptcy can discharge your debts and allow you to keep your property. In a chapter 13 reorganization, bankruptcy will reduce many of your debts and confirm a plan to repay just a portion of those debts over 3-5 years.
Who Can Use Bankruptcy?
Those who lost a job, those who fell behind when mortgage payments soared, or virtually anyone facing financial difficulties can benefit from the protection of bankruptcy. Many famous people have used bankruptcy at some point in their lives. Creditors use bankruptcy all the time. General Motors and Chrysler used the protection of bankruptcy. But bankruptcy isn't just for Big Business, it’s often the best protection for you and your family.
Can Bankruptcy Help Me?
By answering the questions on the "Get Started" page, the attorney can get a good idea of whether bankruptcy will help with your situation. This analysis is free, and he'll call you within two business days to discuss and schedule a follow up interview.